Life Insurance Services
Life insurance is a vital risk management component of any effective financial plan, and the first step is to objectively determine what risks, if any, you are really facing. BMH can review your existing insurance to make sure you are properly covered for your particular needs. In some cases we find clients are over-insured or that the premium on a life insurance policy has become unaffordable.
Long-Term Care Services
Most people worry about the financial consequences to their families as they age. Did you know that 1 out of every 3 men over the age of 60 will need long-term care, or in the case of women in long term care, it is 1 out of 2? With facts like these, it's easy to see why long-term care presents a great risk to reducing your life savings. We can develop a plan to protect your wealth from being depleted by the enormous costs of this care.
Disability Insurance Services
What would happen if you were injured or sick and couldn't work? Would you and your family be able to survive without your income? BMH can work with you to customize an income replacement policy that will allow you to continue providing for your family in case you cannot work and lose your ability to earn.
Whether it's providing proper life, long-term care, or disability coverage, we can put a plan in place that will give you comfort that you've taken the steps to protect yourself and your family!
All guarantees associated with insurance benefits are subject to the claims paying ability of the insurance company.